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Applicant Information

We offer the same plans at the same price as

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Healthcare Plan Comparison

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For each plan, we project your yearly cost for premiums and out-of-pocket costs (deductibles, coinsurance, and copays) using public spending data for people with similar characteristics as you.

We'll help you get quality, affordable health insurance.

We have all the same plans as HealthCare.gov and your state marketplace, and we’ll recommended plans based on your preferred doctors, prescriptions, and medical needs.

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{{agencyName}} gets you the lowest health insurance plan prices anywhere. 4 out of 5 customers find plans costing less than $10/month.

We'll make sure you get the lowest price possible.

Our award-winning customer support team is ready to help you get enrolled, put your plan to work, and answer any questions you have.

We'll help you now and all year round, for free.

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{{agency}} - Renewal

Here's what you'll need to complete your enrollment application

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We're preparing {{fullName}}'s application for {{planYear}} 

* This is an initial estimate. You'll see your actual savings when you finish your enrollment application

Call {{indefiniteArticle}} {{agency}} guide to check for financial aid and finalize enrollment

When you call, be sure to have this information ready:

Give us a call to complete your renewal at <a href="tel:{{phoneNumber}}">{{phoneNumber}}</a>.

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It's time to renew with {{carrier}}

This information will help us estimate your coverage needs.

Dependent

Child Information

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Individuals who qualify for Medicare will not be able to take advantage of subsidies offered through {{exchangeName}}. Visit the Medicare website by clicking on the link below for more information.

We do not offer every plan available in your area. Currently, our referral partner Chapter Advisory LLC represents 43 organizations which offer 16,706 products nationwide. To get information on all of your Medicare options, contact <a>Medicare.gov</a>, 1-800-Medicare, or your local State Health Insurance Assistance Program (SHIP).

May not be eligible to receive a subsidy

You may not be eligible to receive a subsidy, but can shop for Chapter Medicare plans.

Myself

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Let’s get some information from you first.

Let’s get some information from you and your spouse first.

We were unable to process your application, however it only takes a few minutes to update your information and reshop.

Dependent over age {{ageLimit}}

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You can include yourself or any dependent who lives with you.

You can get a plan for yourself or any dependent living with you.

<highlight>Who's</highlight> getting covered?

Because you may qualify for <tooltip>Cost Sharing Reductions (CSRs)</tooltip>, you could get better coverage and save more when you pick a Silver plan.

Cost Sharing Reductions (CSRs) are discounts that lowers the amount you have to pay for deductibles, copayments, and coinsurance. You can only get this discount if you get a Silver plan.

, you could get better coverage and save more when you pick a Silver plan.

Because you may qualify for Cost Sharing Reductions (CSRs), you could get better coverage and save more when you pick a Silver plan.

We noticed you didn’t pick a Silver plan. Because you may qualify for 

, you could have a lower overall cost and better coverage by enrolling in a Silver plan.

You may save money and get better coverage with a Silver plan.

Add doctors, counselors and therapists. We’ll show you which plans they accept.

Is there a doctor that you would like covered by your new plan?

Add <highlight>doctors.</highlight>

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Families like yours save an average of ${{savings}} a year with a federal tax credit.

Got it. Did you know you might qualify for savings?

Got it. Did you know you may qualify for savings on your child health plan?

Click below to select a plan and continue to enrollment.

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Easy pricing plans have the same out-of-pocket costs and care before deductibles for some services.

Plans off the exchange are private plans and not eligible for savings.

Off Exchange

Plans on the exchange are eligible for savings.

On Exchange

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To apply you will need:

Does anyone you’re buying insurance for today have one of these conditions?

Add <highlight>Conditions</highlight>

These conditions tend to require more care and you may benefit from a plan with more coverage. This will not affect the price you pay for insurance.

(Include everyone's income)

Include everyone's income

Estimate your {{year}} income for your household, before taxes.

Based on your income, you may be eligible for healthcare coverage through Medicaid.

These individuals may qualify for low or no cost insurance through your state's Medicaid program.

You are viewing Off-Exchange plans direct from {{agencyName}}

Based on your income, you may not qualify for subsidies due to the "Medicaid Gap"

You may not qualify for an advanced premium tax credit or for Medicaid. <a>Find out more here</a>.

Your household may fall into the "Medicaid Gap"

Based on your income, these individuals may qualify for low or no cost insurance through Peachcare for Kids® (CHIP).

These individuals may fall into the "<a>Medicaid Gap</a>" which means they may not qualify for an advanced premium tax credit or for Medicaid. But they may qualify for a hardship exemption to enroll in a catastrophic plan.

Based on your income, these individuals may qualify for low or no cost insurance through Peachcare for Kids® (CHIP), and will not be included in the quote.

Estimated {{year}} annual income: {{income}}

These individuals may qualify for extremely low or no-cost insurance through their state's Medicaid program and will not be included in the quotes. When you apply, their information will be sent to your state's medicaid office.

Continue to shop full price HealthCare.gov plans or purchase an Off-Exchange plan directly from {{agency}}.

You are unable to qualify for subsidies since someone qualifies for Medicare

Based on your income, you may qualify for the New York Essential Plan (NYEP), which offers little to no-cost health insurance. If multiple family members are applying, each family member will be enrolled into a matching individual plan.

How many people will you claim on your {{year}} tax return, including yourself?

We’ll check if you qualify for savings on your monthly premium costs.

Tell us about your household.

Let’s find ways to <highlight>save you money.</highlight>

, which allow you to get better coverage for a lower rate when you pick a Silver plan.

You also may be eligible for <tooltip>Cost Sharing Reductions (CSRs)</tooltip>, which allow you to get better coverage for a lower rate when you pick a Silver plan.

Don't worry — you can still get coverage. You have two options: {{agency}} can help you find and enroll in full-priced plans from the marketplace or from an insurance provider.

Your income may be too high to qualify for savings.

You may save {{savings}} per month on plan prices.

We will show you how much each plan will cost after your reimbursement

Got it. Let’s find out if you can reduce the cost of your plan.

We'll help find the right plan for you using our free comparison tool.

Let's find coverage for {{year}}!

Find affordable <highlight>health coverage for {{year}}</highlight>

Find affordable health coverage for <highlight>{{year}}</highlight>

Head's up! It's currently special enrollment. <a>You will need a Qualifying Life Event</a> in order to enroll in a {{year}} plan.

It's open enrollment for {{year}}! Enroll today to get covered as soon as {{effectiveDate}}.

You can still get coverage for December of this year if you have a Qualifying Life Event, but you will need to enroll again by December 15th to get coverage starting January {{nextYear}}.

You can still get coverage for {{sepEffectiveMonth}} of this year if you have a Qualifying Life Event, but you will need to enroll again by {{oepDeadline}} to get coverage starting {{oepEffectiveDate}}.

You can still get coverage for {{sepEffectiveMonth}} of this year if you have a <a>Qualifying Life Event</a>, but you will need to enroll again by {{oepDeadline}} to get coverage starting {{oepEffectiveDate}}.

You can still get coverage for December of this year if you have a <a>Qualifying Life Event</a>, but you will need to enroll again by December 15th to get coverage starting January {{nextYear}}.

Heads up! The {{currentYear}} plan year is almost over. Most people are getting their plans for {{nextYear}}.

Information you will need for each applicant:

Next steps:

Steps to apply

You’re leaving our shopping experience of qualified health plans offered through the Marketplace (“On-Exchange”). To access financial help—like tax credits or cost-sharing reductions—you must complete a Marketplace eligibility application and enroll in a qualified health plan offered through the Marketplace. If you want to see if you are eligible for financial help, or other affordability programs like Medicaid, or CHIP, click “Go Back” to complete a Marketplace eligibility application.

You can explore off-exchange plans, but these do not offer the same financial benefits.

Off-Exchange Plans

Add these details and we’ll show you how they are covered under each plan.

Did you know:

Let's customize the results to meet your personal needs and budget.

Do you have <highlight>prescriptions</highlight> or <highlight>doctors</highlight>?

We think this will be the least expensive plan and is based on a low use of healthcare for a family like yours. <a href="">See why</a>

We found a plan with lowest overall cost to you.

Based on your family size, age, and projected use, we utilize public health spending data to estimate what you might pay.

This is an estimate of how you might use your health plan. You are not required to use your plan in this way. 

How Projected Use Works

Edit Applicant Info

Based on family size, age, and projected use compared to public health spending data

Your cost: {{cost}} for doctors in your network

Doctors

Generic Drugs

You will never pay more than your maximum out-of pocket of {{maxOop}} for your care in {{planYear}}.

You're covered in a worst-case scanario.

We projected your total health care costs for all {{plansCount}} plan options and estimate this plan will save you the most money on premiums and medical costs.

It'll save you the most money.

Showing your recommendation for {{county}} County for {{planYear}} for {{numberOfMembers}} people.

Showing your recommendation for {{county}} County for {{planYear}} for {{numberOfMembers}} person.

Our Recommendation

Add these details and we’ll make sure we recommend the best plan for your needs.

Want us to consider prescriptions cost, preferred doctors, and conditions?

This plan has the lowest premium and could protect your family from large medical expenses like an emergency.

Lowest Monthly Premium

Prescription Drugs

Health Plan Quality Rating:

Plan Detail

Let us know if you have common health conditions that typically increase your need for doctors visits and specialists.

See your best coverage options when you require more care.

We’ll show you how much they cost under each plan.

We use this to find which plan best fits your needs. This will not affect the price you pay for insurance or your coverage.

Find affordable health coverage for 2025